5 Essential Steps For A Successful Car Crash Claim

Hassanbro560
September 19, 2024
Accidents and Claims
accident compensation UK, Car Crash Claim, claim management company, non-fault accident claim, Personal Injury Claim, road traffic accident claim, RTA claim process, UK car accident rules

Make your next car crash claim successful with a professional and step-by-step guide. Road traffic accidents are undoubtedly higher in the UK than in other countries. If you have also been involved in such a stressful situation, don’t worry; you can get a complete guide to file a claim from this post. We have covered the following details:

What is a Car Crash Claim?
Can I File a Car Accident Injury Claim?
Steps to File an Accident Claim

And many other aspects of road accident claims or compensation. So, continue reading to delve into further details;

What is a Car Crash Claim?

Car accidents can happen for several reasons. However, you can file a car accident injury claim only if the accident was not your fault. Besides this, you can file a car crash claim only if;

The other driver was faulty.
The other driver hasn’t followed the road traffic rules.
You have visible injuries because of an accident.
You have suffered from psychological harm.

If you still cannot understand your right to claim after an accident, contact a professional accident claim management company. However, going to your insurer might not be an ideal choice.

Follow the traffic rules to save yourself and others from injuries caused by road traffic accidents. The best way to do so is to learn the RTA 1988, implemented in the UK.

However, you don’t need to pay for anything if you file a car crash or personal injury claim with a claim management company. The company will recover the loss cost from the faulty party insurer and help you win the maximum compensation.

Most claim management companies in the UK also work on a no-win, no-fee basis. So, a traffic accident claim will cost you nothing if you are a non-faulty.

5 Steps to File a Car Crash Claim

Now you know all about RTA claims, let’s discuss the essential steps to file a car crash claim:

Ensuring your safety is the first and foremost step after a road traffic accident. You must also ensure the safety of other drivers and passengers. Check for injuries and call emergency immediately if needed.

Even if you think injuries are minor, you must seek first aid. Not only for your safety, but a detailed record of injuries is also crucial to file a successful claim. You must also inform the police if the injuries and damages are severe.

Whether you are at fault or a non-faulty, exchanging the details of an accident is a legal requirement. While exchanging the details with another driver, you have to collect the following information;

Driver’s name
Address
CNIC number
Registered vehicle number
Insurance company details

In addition to gathering information about the faulty driver, you must record the witnesses’ statements. This is crucial to determining who was really at fault.

You can gather all these details and information to document and use as proof while filing a claim.

Collecting accident evidence can be anything: pictures, videos, recordings and CCTV footage. If you were injured and couldn’t click the accident scene pictures, collect the nearby CCTV recordings and videos.

Document the exact time and date while collecting the digital evidence of the accident scene. So you can file the claim accordingly.

No matter the severity and level of damages that occurred because of an accident, ensure to calculate every detail. You might find this task challenging, especially when suffering from accident trauma.

But it is essential to prove yourself non-faulty and win maximum compensation.

Once you have collected all the details and evidence, the next step is contacting a claim management company. Most people think contacting their insurer and filing a car crash claim is easy.

However, filing a claim with your insurer might impact your no-claim bonus. You may also need to pay for excess premiums if you file a claim with your insurer.

However, the case differs when you process your claim with an accident claim management company. A professional claim management company will not affect your no-claim bonus.

You can also win the maximum compensation at no cost if you proceed with your car accident claim with a company. So, the benefits of proceeding with a claim with a claim management company are limitless, only if you are a non-faulty.

Provide the accident claim management company with all the necessary details to start your claim. An experienced claim management company will ask for only the following information;

Faulty driver name
Driver’s contact number
Driver’s insurance company
Accident’s details, including photos and other documentation

Once you have provided all the details. It’s all on the company to process the claim. You don’t need to deal with the faulty insurer directly, as the company will do it all for you!

Can I File a Car Crash Claim?

Most people think about the situation in which they can file a car accident injury claim. There are several conditions under which you are entitled to win the maximum compensation if you file a claim.

However, you must prove yourself 100% non-faulty to win the claim and compensation. Proving yourself as a non-faulty is impossible without complete evidence and documentation of the accident scene.

Remember that you can file a claim only if the accident was not your fault.

You can also make a personal injury claim due to a non-fault accident, not only for vehicle damage. So, understand the situation accordingly and go to an accident claim management company for personal injury or car accident claim accordingly.

Can I Make a Traffic Accident Claim If I Was Partly Involved?

In most situations, the accident is not the fault of a single party. So, there is a chance that both parties will be involved in road traffic accidents. If you are partly involved in an RTA, you can file the claim, but the conditions will differ.

In a partly at-fault accident, you can get compensation for the injuries. However, it depends on the severity of injuries and how responsibly you treat them. Remember that you will be responsible for the liabilities if you file a claim for a 50/50 road traffic accident.

How Long Do I Have to File a Claim for Road Accident Compensation?

To claim for a personal injury resulting from a non-fault accident, you have to file the claim within three years of the accident. This means that you can file the claim any day within three years from the date of the accident.

However, you can also expect some exceptional in the following situations;

If someone is unable to recover from injuries within three years.
If someone is underage or 18 years old and cannot claim before meeting the age limits.

You can contact a professional and experienced accident claim management company to ask about claim limitations and other restrictions. So you can start your claim without any challenges or difficulty.